Aris Wisnuaji, & Sitti Rakhman. (2025). Pengaruh Kompetensi SDM dan Perilaku Ekonomi Terhadap Efektivitas Pengambilan Keputusan di Bank Indonesia. Indonesian Journal of Economics Management and Accounting, 2(7), 2017–2025. Retrieved from https://jurnal.intekom.id/index.php/ijema/article/view/1384