JIHAN TSABITHA NUR’AZIMI MASYKUR; NURBETTY HERLINA SITORUS; DIAN FAJARINI. The Effect of Reference Interest Rates And Financial Technology on Bank Intermediation Performance (Case Study of Bank Mandiri). Indonesian Journal of Economics Management and Accounting, [S. l.], v. 2, n. 7, p. 2037–2045, 2025. Disponível em: https://jurnal.intekom.id/index.php/ijema/article/view/1390. Acesso em: 23 may. 2026.