FEMI SHEILLAVINA ARDILLA; HAIRUL ANWAR. Strategi Pengelolaan Keuangan; Dampak Perspektif Waktu Masa Depan Dan Literasi Finansial Terhadap Ketahanan Konsumen Gen Z Di Samarinda . Indonesian Journal of Economics Management and Accounting, [S. l.], v. 3, n. 3, p. 539–550, 2026. Disponível em: https://jurnal.intekom.id/index.php/ijema/article/view/1979. Acesso em: 22 apr. 2026.