Erika Kawinda, Lawren Julio Rumokoy, and Jacky S. B. Sumarauw. “Analisis Pengaruh State Ownership, Capital Adequancy Ratio, Non Performing Loan, Dan Loan To Deposit Ratio Terhadap Return On Assets Pada Bank Di Bursa Efek Indonesia”. Indonesian Journal of Economics Management and Accounting 1, no. 5 (May 14, 2024): 302–314. Accessed May 17, 2026. https://jurnal.intekom.id/index.php/ijema/article/view/418.