Determinants Of Capital Adequacy Ratio Empirical Study of Banks Listed On The Indonesian Stock Exchange For The Period 2017 – 2022

Authors

  • Veronika Fransiska Universitas Mercu Buana
  • Indra Siswanti Universitas Mercu Buana

DOI:

https://doi.org/10.60076/ijeam.v1i3.704

Keywords:

Political Competition, Regional Expenditure, Government Size, Financial Statement Internet Publication

Abstract

This study aims to determine the effect of bank size, loan to deposit ratio, operating expenses on operating income, return on assets and non-performing loans on capital adequacy ratio. This research was conducted at commercial banks listed on the Indonesia Stock Exchange for the period 2017-2022. The population in this study were 46 commercial banks. The sampling technique used in this study was purposive sampling, thus the sample used was 39 samples. The data were analyzed using panel data regression. The results showed that bank size has a positive and significant effect on capital adequacy ratio, loan to deposit ratio has a negative and significant effect on capital adequacy ratio, operating expenses operating income has a positive and significant effect on capital adequacy ratio, return on assets has no effect on capital adequacy and non-performing loans have no effect on capital adequacy ratio.

References

A. C. Damayanti and W. Mawardi, “Pengaruh Ukuran Bank (Size), Loran tor Deporsit Ratior (LDR), Capital Adequacy Ratior (CAR), Norn-Perforrming Lorans (NPL), Diversifikasi Pendapatan, dan BOrPOr Terhadap Kinerja Bank di Indonesia,” Diponegoro Journal of Management, vol. 11, no. 1, pp. 1–13, 2022.

R. D. Ayusta and I. P. Yadnya, “Pengaruh Size, Likuiditas, Resiko Kredit dan Rentabilitas Terhadap Rasior Kecukupan Modal pada BPR di Provinsi Bali periode (2015-2016),” Jurnal Manajemen Unud, vol. x, no. x, pp. 1–30, 2017.

M. Charitoru, “Determinants of the Capital Adequacy of U.S Financial Institutions,” International Finance and Banking, vol. 6, no. 1, pp. 31, 2019. [Online]. Available: https://doi.org/10.5296/ifb.v6i1.14384.

B. Usman and H. S. Lestari, “Determinants of share prices on manufacturing companies: Evidence in Indonesia Stock Exchange,” International Journal of Advanced Science and Technology, vol. 29, no. 5, pp. 427–436, 2019.

L. Kurniawan, M. Tanjung, and S. Mulyantini, “Determinants of Capital Adequacy of Islamic Commercial Banks in Indonesia Period 2015 - 2018,” Journal of Islamic Economics and Finance Studies, vol. 2, no. 1, pp. 75, 2021. [Online]. Available: https://doi.org/10.47700/jiefes.v2i1.2105.

R. H. Hamidah, M. Mahdiyyah, and U. Mardiyati, “Pengaruh NPL, NIM, BOrPOr, LDR, dan Profitabilitas Terhadap Capital Adequacy Ratio (CAR) Pada Bank Umum Swasta Nasional Devisa Di Indonesia Periode 2014 – 2018,” Angewandte Chemie International Edition, vol. 6, no. 11, pp. 951–952, 2021, vol. 12, no. 1, pp. 169–190.

A. S. Susy Muchtar, “Factors Affecting the Capital Adequacy Ratio of Banks Listed in Indonesia Stock Exchange,” Jurnal Ekonomi, vol. 26, no. 1, pp. 153, 2021. [Online]. Available: https://doi.org/10.24912/je.v26i1.733.

L. R. Susantor Salim, “Pengaruh ROA, LDR, NIM, dan NPL Terhadap Capital Adequacy Ratio (CAR),” Jurnal Paradigma Akuntansi, vol. 2, no. 3, pp. 1114, 2020. [Online]. Available: https://doi.org/10.24912/jpa.v2i3.9537.

N. Fatima, “Capital Adequacy: A Financial Soundness Indicator for Banks,” Global Journal of Finance and Management, vol. 6, pp. 771-776, 2014.

B. Sudiyatnor, E. Puspitasari, Y. Susilorwati, S. Sudarsi, and U. Udin, “Determinants of Capital Adequacy Ratio: An Empirical Study on the Conventional Banks in Indonesia,” International Journal of Innovation, Creativity and Change, vol. 9, no. 7, pp. 115–127, 2019.

Downloads

Published

2024-09-30

How to Cite

Veronika Fransiska, & Indra Siswanti. (2024). Determinants Of Capital Adequacy Ratio Empirical Study of Banks Listed On The Indonesian Stock Exchange For The Period 2017 – 2022. International Journal of Economics Accounting and Management, 1(3), 146–158. https://doi.org/10.60076/ijeam.v1i3.704